Student Guide

20 Apps to Make Money Online in Nigeria as a Student

In this blog post, I want to show you 20 apps to make money online in Nigeria as a student.

Have you been told that it’s difficult to make money online as a student in Nigeria?

Or has someone close to you (maybe your friends or relatives) ever told you that it’s impossible to make money online as a student in Nigeria?

Well, I want to correct a lot of impressions in this article.

Making money online as a Nigerian student is easy if you know and follow what works.

There are a lot of videos and articles online that teach how to make money online.

But believe me, most of those videos and articles are crap.

In this article, I want to show you the top 20 apps that can make you money as a Nigerian student.

With these apps, you may not need to worry your parents about buying you textbooks.

This sounds interesting, right? Let’s quickly dive in.

20 Apps to Make Money Online in Nigeria As a Student

Dear student, if you’re looking for some ways to make extra money online in Nigeria, you’re in luck!

There are tons of apps out there that can help you earn some extra cash in your spare time.

Here are the top 20 apps you can check out:

1. Swagbucks – Do you like taking surveys, watching videos, and playing games? Swagbucks pays you for all those things and more!

2. Upwork – If you have specific skills like writing, graphic design, web development, or programming, Upwork can help you find freelance work and get paid for your expertise.

I made over ₦500,000 on Upwork as a student within 2 years.

3. Fiverr – This app is ideal if you have a variety of skills available. You can offer your services to people who need them and get paid for your work.

4. Naira Rewards – This app is great for earning rewards for downloading other apps, playing games, and watching videos.

5. Piggyvest – This app is more than just a savings app. You can earn interest on your savings, and if you refer your friends to the app, you can earn even more rewards!

6. Toluna – This app lets you participate in surveys and earn rewards in the form of gift cards, cash, or other prizes.

7. Google Opinion Rewards – This app pays you for answering surveys related to Google products and services.

8. TopUp Africa – This app lets you make money by recharging airtime, data, and other utilities for yourself and others.

This is another amazing app you can use to make money online as a student in Nigeria.

9. Slidejoy – This app pays you for allowing ads on your phone’s lock screen. You can earn points that can be redeemed for cash or gift cards.

10. GidiCash – This app rewards you for completing offers, watching videos, and referring friends to the app. Therefore, the more friends you refer, the bigger your money.

11. Jumia One – This app lets you earn cashback on purchases, pay bills, and recharge airtime and data.

12. CashApp Nigeria – This app lets you earn money by completing offers, taking surveys, and playing games.

13. Opera News – This app pays you for reading news articles and referring friends to the app.

14. NNU Forum – This app pays you for reading news articles, commenting on posts, and referring friends to the app.

15. WinApay – Winpay is another wonderful app you should try out. This app lets you make money by predicting the outcomes of sports matches.

If you are a sports lover, you will find this app interesting.

16. BuzzBreak – You earn money from this app by reading news articles and watching videos.

17. SurveySavvy – This app pays you for taking part in online surveys.

18. Vindale Research – This app pays you for taking part in online surveys and product testing.

19. Qmee – This app pays you for taking surveys, shopping online, and searching the web.

20. Opinion Outpost – This app pays you for taking surveys and sharing your opinions on various topics.

Therefore, if you’re seeking ways to earn some extra cash in Nigeria, give these apps a try!

You never know how much you can earn until you start trying. Good luck, and happy earning!

Read Also:  How to Make Money Online as a Female Student in Nigeria

Advantages of Using Apps to Make Money Online as a Student in Nigeria

Advantages of Using Apps to Make Money Online as a Student in Nigeria
Advantages of Using Apps to Make Money Online as a Student in Nigeria

Let’s talk about the advantages of using apps to make money online as a student in Nigeria.

Trust me, there are so many benefits to it that you won’t want to miss out on.

First of all, let’s talk about flexibility. As a student, you have a lot on your plate – from classes to assignments to extracurricular activities.

But with these apps, you can work whenever it’s most convenient for you.

Whether you’re a night owl or an early bird, you can earn money on your own schedule.

Another good thing about using apps to make money online is how accessible they are.

Most apps can be downloaded for free and used right from your smartphone or computer, which means you don’t need to invest in expensive equipment or software before you can begin making money.

All you need is an internet connection!

And speaking of accessibility, many of these apps have a low barrier to entry.

You don’t need any specialized skills or experience to start earning money.

Whether you’re a beginner or an expert, there’s an app out there that can help you make money online.

Of course, one of the best benefits of using apps to make money online is the extra income you can make.

As a Nigerian student, you’re probably always seeking ways to save money and make ends meet.

These apps can help you do just that, whether you need to pay for textbooks, foodstuffs, or other expenses.

But it’s not just about the money. Some apps can also help you develop new skills and expand your network.

For instance, freelancing apps can provide opportunities to hone your writing, design, or coding skills, while survey apps can help you improve your communication and critical thinking skills.

Lastly, many of these apps provide convenient payment methods that are perfect for Nigerian students.

Whether you prefer bank transfers, mobile wallets, or PayPal, you can receive your money without worrying about exchange rates or other complications.

To summarize, using apps to make money online as a Nigerian student is a great way to earn some extra cash while still prioritizing your studies.

With flexibility, accessibility, and a variety of options available, it’s definitely worth considering!

How to Choose the Right App for Making Money Online As a Student in Nigeria

Choosing the right app for making money online as a student in Nigeria can be quite a task.

But don’t worry, I’ve got some tips to help you choose the best app for you.

First, research is key. You want to look for reviews from other users, check the app’s rating on the app store, and read about the app’s features and payment methods.

This will give you an idea of whether the app is reliable and a good fit for you.

Next, consider your skills. Different apps are better suited for different skill sets.

For example, if you are very good at writing, you may want to check out freelance writing apps.

If you are a creative person, explore graphic design apps.

The idea is to choose an app that you’re interested in and comfortable with.

Payment methods matter too. You want to choose an app that offers a payment method that works best for you.

As a student, you may not have access to a large variety of payment gateways.

However, some apps pay through bank transfers, PayPal, or mobile wallets, while others offer gift cards or other rewards.

Time commitment is also an important factor to take into account.

You don’t want an app that takes too much of your time, especially if you have a lot on your plate as a student.

So, choose an app that matches your availability and schedule.

Scams are a real threat, so be wary of any app that requires you to pay a fee to sign up or promises to make you rich quickly.

Conduct your research, and make sure the app you choose is reputable.

Finally, don’t put all your eggs in one basket.

To increase your earning potential, consider using multiple apps.

By so doing, your chances of making money online will be greater.

So, there you have it. With a bit of research and consideration, you can choose the right app for making money online as a student in Nigeria. Good luck!

Tips for Increasing Your Earnings on Money-Making Apps As a Student in Nigeria

What if I give you tips on how to earn more money with these money-making apps?

Sounds interesting right?

Let’s go there!

First things first, don’t just rely on one app. There are a lot of apps available that can help you make money, so it’s crucial to find the ones that work for you and use them at the same time.

By so doing, you increase your odds of earning more money and diversify your income streams.

Now, let’s talk about setting realistic goals. It’s important to understand how much time you have to use the app and how much you can expect to earn in that time.

This will enable you to measure your progress and adjust your strategy if need be.

Take note that, it’s better to set achievable goals and be pleasantly surprised when you surpass them than to set unrealistic goals and end up disappointed.

Consistency is also crucial. You can’t expect to make a lot of money if you only use the app when you have some free time.

Create a schedule and set aside time each day to use the app.

The more consistent you are, the more money you should earn.

When it comes to payment methods, make sure you read and understand the terms and conditions.

Some apps may require a minimum balance before you can cash out, while others may have a processing fee.

Knowing all this will enable you to make smarter decisions and increase your earnings at the end of the day.

Accuracy and efficiency are also important when completing tasks on the app.

Doing tasks correctly and efficiently will prevent errors that could lead to deductions in your earnings.

Also, the faster you can complete tasks, the more you can earn in a shorter amount of time.

Referral bonuses are another great way to earn extra cash.

Many money-making apps offer bonuses for successful referrals.

Therefore ensure to refer your friends and family to the app.

Who knows, they might end up thanking you for introducing them to a new way of making money!

Finally, keep an eye out for promotions and bonuses.

Some apps offer special promotions for completing certain tasks.

So, be on the lookout for these and take advantage of them to increase your earnings.

To summarize, these tips can help you can increase your earnings on money-making apps as a student in Nigeria.

Therefore, start exploring different apps, set realistic goals, stay consistent, and take advantage of referral bonuses and promotions.

With a little bit of effort and dedication, you can make a good amount of money from these apps and this money can go a long way for you as a Nigerian student.

Typical Challenges Students in Nigeria Encounter When Using Money-Making Apps

Typical Challenges Students in Nigeria Encounter When Using Money-Making Apps
Typical Challenges Students in Nigeria Encounter When Using Money-Making Apps

Let’s talk about the challenges Nigerian students might face when using money-making apps.

It’s no secret that these apps have become incredibly popular in recent years, and it’s no different in Nigeria.

Nevertheless, there are some unique challenges that students in Nigeria might encounter when trying to use these apps to earn some extra cash.

One major challenge is limited access to smartphones.

While smartphones have become increasingly common in Nigeria, not everyone has access to them, especially students who may not have the financial means to acquire one.

Without a smartphone, it’s impossible to download and use most money-making apps, making it difficult for these students to earn money via these platforms.

Another challenge is poor internet connectivity.

Even if a student has a smartphone, poor internet connectivity can make it difficult to use money-making apps effectively.

Slow internet speeds can cause delays in completing tasks or receiving payment, leading to frustration and lost income.

Payment methods can also be limited for Nigerian students using money-making apps.

Some apps may only offer payment methods that are not easily accessible in Nigeria, such as PayPal, which is not widely used in the country.

This can make it difficult for students to receive their earnings and access their hard-earned cash.

Perhaps one of the biggest challenges, though, is the prevalence of scams and fraudulent activities associated with money-making apps in Nigeria.

Some apps may promise large payouts but fail to deliver, while others may ask for personal information or payment before allowing users to access their earnings.

This can be particularly concerning for students who are already financially vulnerable and may not have the means to recover from a financial loss.

Lastly, there’s also the issue of trust and transparency.

Many students may not trust money-making apps, especially if they have been victims of scams in the past.

This lack of trust can make it difficult to find legitimate apps and may prevent students from using them altogether.

All in all, while money-making apps can offer a convenient way for students in Nigeria to earn some extra cash, they may likewise have several challenges that must be considered carefully.

It’s important to approach these apps with caution and to do your research before signing up for any platform.

Also Read: 22 Ways to Make Money Online in Nigeria as a Student for Free

Frequently Asked Questions (FAQ)

How Can a Nigerian Student Make Money Online?

A student from Nigeria can make money by doing things like writing, designing graphics, or programming for people online.

They can also answer online surveys, sell things on websites, or make videos for social media and YouTube.

They can also help people virtually or tell others about products and make money that way.

How to Earn 100 Dollars a Day from Nigeria?

If you want to earn 100 dollars a day in Nigeria, there are many ways to do it. One way is to offer your skills and services online.

If you’re good at things like writing, graphic design, or programming, you can freelance and find clients who need those services.

Another way is to participate in online surveys or sign up to sell products on e-commerce platforms.

You can also start a blog or YouTube channel and monetize it through advertising or sponsorships.

If you’re good at virtual assistance tasks like data entry or administrative work, you can offer your services online.

You can also become an affiliate marketer and promote products to earn commissions.

Remember, making money online takes time and effort, so don’t expect overnight success.

But with persistence and hard work, you can earn 100 dollars a day or more from Nigeria!

How Can a 17-Year-Old Make Money in Nigeria?

A 17-year-old in Nigeria can make money by tutoring, selling items online, or freelancing in areas like writing, graphic design, or programming.

They can also offer local services or start a YouTube channel.

With a bit of creativity and hard work, there are many options for a Nigerian teenager to earn some cash!

How to Earn ₦2,000 Daily in Nigeria?

If you’re looking to earn ₦2,000 daily in Nigeria, there are many options available to you.

One popular way is to start freelancing online. Whether it’s writing, graphic design, or programming, many platforms connect freelancers with clients in need of those services.

You can also participate in paid surveys, where companies pay you for your opinions on products or services.

Selling products or services online is another option, whether it’s through e-commerce platforms or social media.

If you’re interested in creating content, starting a blog or YouTube channel can be a great way to earn money through advertising revenue or sponsorships.

You can also become an affiliate marketer and promote products to earn commissions.

Additionally, offering virtual assistance services or taking on local gigs such as event ushering or street vending can help you earn some extra cash.

Lastly, starting a small business like selling snacks or clothes can also help you reach your financial goals.

Remember, it takes time and effort to make a consistent income, but with hard work and persistence, you can achieve your financial goals in Nigeria.

How can I Earn from Tiktok in Nigeria?

Certainly! TikTok has become a popular social media platform for content creators and influencers, and earning money from it in Nigeria is possible.

To start earning money from TikTok, you need to focus on growing your audience and engagement on the platform.

This involves consistently creating high-quality content, engaging with your audience, and using hashtags and other tactics to increase visibility.

Once you have a significant following, you can participate in the TikTok Creator Fund.

This fund pays eligible creators based on their video views and engagement, which means the more views and engagement your videos get, the more money you can earn.

In addition to the Creator Fund, you can also earn money through sponsorships and brand partnerships.

Companies may pay you to create sponsored content featuring their products or services, which can be a great way to earn money and increase your visibility on the platform.

Finally, selling merchandise related to your brand or niche, such as t-shirts or stickers, can also be a source of income on TikTok.

Overall, earning money from TikTok in Nigeria requires consistency, creativity, and engagement with your audience.

If you’re willing to put in the effort, the opportunities are endless!


As a student in Nigeria, you can make money with apps.

I have done it and some of my friends have done it too.

I remember when I was in 200 level, there was this particular shirt I wanted to buy, so I asked my parents for money to buy this shirt but they didn’t have any money to give me as at that moment.

So I had to use some of the money I made from Upwork to buy this shirt.

So just imagine I didn’t have money. That means I won’t be buying my dream shirt. Lol!

What are my saying in essence? My point is that with these apps, you can earn a decent income as a student in Nigeria.

If you have some questions, please let me know in the comment section.

I wish you all the best.

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NewSchoolWeb Team

Welcome to our education blog! We are a team of passionate educators who believe in the power of education to transform lives.Our blog is dedicated to providing you with valuable resources, insights, and tips to help you excel in your educational journey. Whether you’re a student, a teacher, or a parent, we have something for you.

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